Charge Off Removal

A charge-off is equal parts frustrating and demoralizing for those who experience it

If you fail to make a payment on your debt for 180 days, the creditor will charge it off. But as consumers ourselves, we're still responsible! Besides self-collection though, borrowers can work with third party collection agencies and do whatever they need to in order get back into their accounts.

Maintaining clean credit reports will help you avoid falsely recorded Charge Offs. If there is a suspicious charge off on your report, it's easy to deal with the problem by either changing or removing it from your credit reports altogether. Then if any future payments are late and/or past due-which can hurt a person’s score—you'll be able to fix them before they do too much damage.

Credit Repair of Orlando is a company that provides accurate credit information. If you find an error on your report, we can help dispute it for you.

Disputes can be a challenge to manage on your own, but its easy when you have someone who is an expert in charge-offs. If companies don't respond within 30 days of the dispute being filed, then they will remove any charges from your credit report and prove that there was nothing wrong with what happened.